safety & security

The safety and security of your credit union account is a commitment we take seriously. Our obligation to each and every one of our members is to protect your money.

We deal only with stable and secure products and services. We have not, nor do we intend to enter any type of speculative market.

We’re extremely well capitalized—at about 10% of total assets—which is more than most banks. By National Credit Union Association (NCUA) standards, a credit union is considered well capitalized at 7%.

Deposits are insured by the National Credit Union Share Insurance Fund (NCUSIF), which is managed by the NCUA, an independent agency of the United States Government. Deposits are insured up to the standard maximum share insurance amount, currently $250,000 (with an additional $250,000 for IRAs).

In other words, “yes, your money is safe with UMe.” We wouldn’t have it any other way.

  Learn more on how to maximize your protection.