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personal checking

Details

If you want to use your money for day-to-day expenses, you’re going to need a checking account. It’s as simple as that.

And chances are, you already have one with another financial institution (which makes us just a little sad). You see, we’d reaaaally like to see you open a checking account with us. Why? Well, we just want a chance to show you how easy and affordable your financial life can be with UMe. Move your checking to the credit union, and we just know you’ll be happy here. See for yourself:

Personal Checking Account Features
Monthly Fee $01 | $5
Minimum Opening Account Balance $25
Interest Earned on Balances Over $2,500 Yes
Visa Debit Card Yes
Free Online Banking Yes
E-Statements Yes
Free Bill Payment Yes
Telephone Banking Yes
Per Check Fee None
Overdraft Protection Available
Unlimited Check Writing Yes
Unlimited Free Coin Processing Yes
Unlimited ATM Transactions Yes
Network ATM Transactions (Burbank & (CO-OP) Free
Immediate Cash Back from ATM $100
Daily Maximum Signed Visa Debit Transactions $10,000
Daily Maximum ATM or POS Transactions $500
Coffee and Bottled Water Upon Visits to Our Branch Free
Dog Treats for your Dog Upon Visits to Our Branch Free

OK, so here’s how you can make us happy: switch your checking account to UMe. We’ve even simplified the process for you, taking the hassle out of moving your account. Learn how.

Open a Checking Account

1Monthly Fee Waiver: The $5 account fee can be waived when you sign up for e-statements, or if you are 60 years of age or older.

Rates and Fees

Checking Account Rates
Effective February 1, 2012

Minimum Balance (to earn interest) Rate APY1
$2,500 0.10% 0.10%


Monthly fee $5 fee is waived when you sign up for E-Statements, or if you are age 60 or older.
Minimum opening balance $25
Minimum balance requirement $0
Per check fee $0

Open a Checking Account   phone

Account Services

We believe a checking account is only as good as its service and access options. That’s why we’re happy to offer:

  • Free Online Banking
  • Free Visa Debit Card
  • Free e-Statements
  • Free BillPay
  • Deposit, withdraw and check balances at more than 28,000 surcharge-free CO-OP Network ATMs1
  • Free Direct Deposit and Payroll Deduction
  • Free Automatic Transfers
  • Free Touch-Tone Banking at 818) 238.2900
  • Free Bank-by-Mail
  • Domestic and International Wire Transfers

1Not all CO-OP ATMs accept deposits.

Open a Checking Account   phone

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SavingsYour savings federally insured to at least $250,000 and backed
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