Our Traditional and Roth IRAs are available as IRA Savings or IRA Certificates. What’s the difference? We’re glad you asked:
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A guaranteed fixed rate for a specific term. After your certificate matures, you can move it or let it automatically renew with a new fixed rate.
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A savings account that earns a variable rate. You aren’t locked into any time frame, so you can enjoy more flexibility.
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Members who want the peace of mind of a steady return on their money. |
Members with limited starting funds, or anyone who wants the freedom to move their money around. |
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Traditional and Roth IRAs
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Traditional and Roth IRAs
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Terms from 12 to 60 months
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1Retirement account deposits, including Roth and Traditional IRAs, are insured by the NCUA up to $250,000 per depositor.
Learn more about our deposit insurance.
Have a question?
Call 818) 238.2900
UMe Federal Credit Union offers you 
Your savings federally insured to at least $250,000 and backed 