individual retirement accounts (IRA) overview

How are you going to fund your retirement? Whether your golden years are right around the corner or decades away, it’s never too late or early to start planning. The first step is opening an Individual Retirement Account (IRA), a personal retirement savings plan. Because IRAs provide valuable tax advantages, they’re a smart choice for planning for your future.¹

We offer two ways to help you start saving:

• Traditional IRA. Tax-deferred savings for anyone under 70 1/2 years old.
  
• Roth IRA. A savings vehicle with no minimum withdrawal requirement. Available for anyone who meets Roth IRA income limits. For Roth IRAs opened on behalf of a minor under 18, contact your tax advisor for specific tax implications and strategies.

Want to learn more? See which IRA is right for you.

Have a question regarding our IRA program? Give us a call 818) 238.2900.

For additional assistance with retirement planning, call 818) 238.2900 x4 and speak to an LPL Financial representative. Retirement planning and investment consultation is free to UMe members.

¹Contact your tax advisor for details.

Individual Retirement Account Rates
Effective February 1, 2012

Have a question?
Call 818) 238.2900