money market savings account

Want to earn more money than a traditional savings account, but don’t want to lock your money up in a term certificate? Looking for a way to avoid the ups and downs of the stock market? Our Money Market Savings may be just the account for you! You get all the benefits of liquid access to your money, with “better-than-savings” interest rates. And, moving your money from your money market to other UMe accounts can happen in an instant! Here are some other great benefits:

• Choose from four accounts. We offer four different account types, based on your initial opening deposit. Have a little more to save? Open your account with a larger deposit and earn more.
• More flexibility. Free and unlimited savings account transactions in person at the credit union or at an ATM. However, please note that there are limits imposed by the government on the number of electronic and telephone withdrawals and transfers from a savings account. Federal law limits electronic and telephone transactions from all U.S. savings and money market accounts to six (6) per statement cycle. (We wouldn't limit you to six if we didn't have to. And, we certainly won't charge you a fee if you accidentally do try to make a transaction over the law's limit, like some of the other banks are doing...)
• No monthly fee. We make it easy for your money to grow.
• Federally-insured up to $250,000. You can sleep easy, knowing your deposits are insured by the National Credit Union Administration (NCUA).

Where do you go from here? Check out our current rates by clicking the tab above, see how long it will take to save for your goals by clicking the “Calculator” banner below, or click the “Open an Account” button below.

Money Market Savings Account Rates
Effective April 1, 2012

Download current Truth-in-Savings disclosure (PDF).

*APY is Annual Percentage Yield.

We believe a savings account is only as good as its service and access options. That’s why we’re happy to offer:

• Free online banking
• Deposit, withdraw and check balances at more than 28,000 surcharge-free CO-OP Network ATMs¹
• Free direct deposit and payroll deduction
• Free automatic transfers
• Free touch-tone banking at 818) 238.2900 x7
• Free bank-by-mail
• Domestic and international wire transfers

¹Not all CO-OP ATMs accept deposits.