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visa^® platinum credit card

Details

Not all credit cards are created equal. As a matter of fact, we offer a credit card as low as 9.90% fixed APR,¹ which puts our Visa Platinum head and shoulders above most other consumer credit cards. Basically, we think our Visa Platinum Credit Card is one of the best around. But don’t just take our word for it.

Check out what we offer:

Low FIXED rate. No interest rate hike surprises.
No balance transfer fees. Transfer balances from other credit cards and save.
No cash advance fees. Our cash advance rates are the same as our purchase rates.
No foreign transaction fees. Use your card wherever your adventures take you.
No annual fee and no application fee. Enough said.
Instant card issue. Upon approval, stop by our branch and you'll have your credit card in your hand the same day.
Personal attention. Call us whenever you travel, and we'll ensure that your card is ready for the trip.

So what’s next? Click the Apply Now button below and we’ll follow up in 24 hours or less. You can also call us at 818) 238.2900 x1 to speak immediately to a Loan Representative 24 hours a day.

¹ APR is based on an evaluation of your credit worthiness.

Rates and Fees

INTEREST RATES AND INTEREST CHARGES
Annual Percentage Rate (APR) for Purchases	9.90% - 17.90% APR is based on an evaluation of your creditworthiness and is fixed for the renewal period, which is 2 years.
APR for Balance Transfers	9.90%-17.90% APR is based on an evaluation of your creditworthiness and is fixed for the renewal period, which is 2 years.
APR for Cash Advances	9.90% - 17.90% APR is based on an evaluation of your creditworthiness and is fixed for the renewal period, which is 2 years.
Penalty APR and When It Applies	None
Paying Interest	My due date is at least 28 days after the close of each billing cycle. You will not charge me any interest on purchases if I pay my entire balance by the due date each month. You will begin charging interest on cash advances and balance transfers on the transaction date.
For Credit Card Tips from the Federal Reserve Board	To learn more about factors when applying for or using a credit card, visit the website of the Federal Reserve Board at www.federalreserve.gov/creditcard

FEES
Annual Fee	None
Transaction Fees Balance Transfer Cash Advance Foreign Transaction	None None None
Penalty Fees Late Payment Over-the-Credit-Limit Returned Payment	$25 None $25