share/certificate secured loans

We offer a great loan program for first-time borrowers or members looking to repair their credit. By using the money you have deposited in your Savings Account or Certificate Account as collateral, Share Secured Loans can provide you with competitive low rates with convenient repayment terms. No credit qualifications are required, and members can establish a good credit history with a Share Secured Loan. You'll continue to earn interest on your savings, and at the end of the loan's term, your savings will still be available.

• Qualify for our very lowest interest rate when you secure your loan with funds deposited in a UMe Savings Account or Certificate
• Borrow up to 90% of the total amount of funds on deposit with the credit union
• Terms from 12 to 60 months

90% SHARE SECURED LOAN

90% CERTIFICATE SECURED LOAN

Looking for more loan rates? You’re one click away!

We offer more than just great loans. We also offer low-cost insurance options, loan protection and easy repayment methods:

• Payment Protection Insurance
• Direct Deposit
• Payroll Deduction
• Automatic Transfer