Vehicle Loans ...
cars, trucks and more

Ready to start driving a new car? How about a truck or maybe an SUV? With our quick and easy online loan process, competitive rates and even a personal car-buying professional at your disposal, you’ll soon be behind the wheel of the most affordable ride you’ve ever had! Wait ... there’s more:

• Low monthly payments. Designed to keep your payments manageable.
• Financing available up to 100%. Finance with terms up to 84 months.
• You pick the ride. We’ll fund the loan. Loans for new or used cars, trucks , motorcycles, trailers and recreational vehicles.

So what’s next? Before you purchase a used car, visit AutoCheck for a thorough review of your car, including the industry's first and only vehicle history score. When you're ready for your loan, check out our current rates by clicking the “Rates and Fees” tab above, estimate a payment by clicking the “Calculator” banner below, or better yet, click “Apply Now” and let’s get the ball rolling. You can also call us at 818) 238.2900 x1 to speak immediately to a Loan Representative 24 hours a day.

NEW Cars, Trucks , Motorcycles, Trailers and Recreational Vehicles
Financing up to 100% | Terms up to 84 months

NEW Boats and Motorhomes
Financing up to 100% | Terms up to 144 months

USED Cars, Trucks , Motorcycles, Trailers and Recreational Vehicles
Financing up to 100% | Terms up to 84 months

USED Boats and Motorhomes
Financing up to 100% | Terms up to 144 months

*APR is Annual Percentage Rate. Loan approval, term and rate are based on a verification of income and an evaluation of your creditworthiness and collateral.

We offer more than just great loans. We also offer low-cost insurance options, loan protection and consumer resources:

• Guaranteed Asset Protection (GAP) Insurance
• Payment Protection Insurance
• Mechanical Breakdown Insurance (MBI)
• Car Insurance (check for low rates)
• Direct Deposit
• Payroll Deduction
• Automatic Transfer

Save Money AND Time… Get UMe Auto
Loan Financing Right at the Dealership!

Here at UMe, we want to save you time as much as we want save you money - so, we’ve teamed up with Credit Union Direct Lending (CUDL), a credit union
service organization, to streamline the loan process when you buy a vehicle from a participating dealership.

What does that mean?
It means that you can get UMe’s great auto loan rates and terms for financing a vehicle - right at the dealership - without ever having to come in to the credit union.

Yes, that’s right: from 7 a.m. until midnight, seven-days-a-week (including holidays), UMe can fund your new or used auto loan while you are at the dealership. It’s almost like having a UMe loan representative at the dealership with you!

How does it work?
Simply, get pre-approved for your UMe Auto Loan 24/7 from the AutoSMART website or by giving us a call at 818) 238.2900 x1.

Then, when you’ve found the perfect car for you, tell the dealer you’re a UMe member - and that you want your loan from UMe - and in minutes, they will get you a financing decision from us!

Once the financing is approved, the dealer will present you with UMe’s terms and conditions and complete the sales contract. Then, you can drive your vehicle right off the lot! All the paperwork is taken care of, electronically, so there’s no need to come to the credit union.

Shopping Smart = Shopping Easy

Check out AutoSMART, an online resource available through CUDL, right on our website, that offers a variety of valuable car-buying research tools and information.
You can check blue book values, build your dream car, compare up to three vehicles at a time, locate a dealership, read a variety of general car-buying research articles, and even get pre-approved for your UMe loan - all in one place!

And, when you find the vehicle that’s perfect for you, AutoSMART will even direct you to all the local dealers who have what you want in stock.

Quick Links to what you can find on AutoSMART:

• Used Car Blue Book values
• Build your dream car
• Compare up to three vehicles at a time
• Locate a participating Dealership
• General Research Articles

Researching, Buying and Getting A Vehicle
with UMe Financing is as Easy as 1 - 2 - 3!

1. Get pre-approved for your UMe Auto Loan
   > by phone: 818) 238.2900 x1
   > online: umecreditunion.com/getaloan
   > in person: coming in to the credit union - we’d love to see you!
2. Visit a participating dealership
3. Present the dealer with your UMe Approval Letter - or tell the dealer you’re a UMe member and that you want your loan from UMe

You can, also, get pre-approved for your UMe Auto Loan in-person, at the credit union or 24/7 by calling 818) 238.2900 x1.

AutoCheck is Experian's leading vehicle history reporting service and an indispensable part of the used car shopping process. AutoCheck reports include the industry's first and only vehicle history score, empowering consumers with the confidence and information they need to more easily and quickly understand what a vehicle history report really says about a specific used vehicle's history.

Purchase an AutoCheck® Report