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get your credit report and credit score
Checking your credit report regularly is a key part of any financial plan. Not only does it give you insight into your creditworthiness, but also helps you detect fraudulent activity before it gets out of hand. The credit union encourages members to actively monitor your report for fraudulent activity throughout the year. Doing so can help you avoid costly identity theft which can adversely affect your credit score. To monitor your credit activity throughout the year, you can purchase additional reports.
Purchase copies of your Credit Reports and Scores
FreeCreditScore.com from Experian | Purchase
Receive a 7-day
free trial and access to your score. You can also receive Credit Score Alerts, access to the Credit Score Center to understand how your score work, and use the Credit Score Estimator to help you plan for big financial decisions.
Annual credit report
Federal law requires reporting companies to provide a free annual credit report to consumers. The three national reporting agencies, Equifax, Experian and TransUnion are processing requests for free annual credit reports. These do not provide credit scores or provide the option to monitor your credit. You can request your free annual credit report in one of three ways:
UMe Federal Credit Union offers you 
Your savings federally insured to at least $250,000 and backed 