Current Deposit Rates from UMe Credit Union in Burbank

Savings

Savings Accounts

Savings Accounts	Minimum Balance*	Dividend Rate	APY**
Membership Shares	$100	0.15%	0.15%
Minor Shares & Coogan for Members age 18 & under	$25	0.15%	0.15%

*Minimum average daily balance required to earn dividends. Membership Shares, IRA Savings, IRA Certificates and Special Savings dividends are based on the average daily balance and are posted quarterly. Checking, Money Market and non-IRA Certificate Accounts are based on the average daily balance and are posted monthly. Certificate Accounts are subject to penalties for early withdrawal. Please contact one of our Financial Services Representatives for further information about applicable fees. IRA Certificates may be subject to additional Internal Revenue Service penalties for early withdrawal. Certificate rates are fixed for the term purchased. All other rates and yields subject to change without notice. **APY is Annual Percentage Yield.

Money Market

Money Market Accounts

Money Market Accounts	Minimum Balance*	Dividend Rate	APY**
Money Market Savings 1	$1,500	0.20%	0.20%
Money Market Savings 2	$10,000	0.30%	0.30%
Money Market Savings 3	$50,000	0.45%	0.45%
Money Market Savings 4	$100,000	0.55%	0.55%

*Minimum average daily balance required to earn dividends. Membership Shares, IRA Savings, IRA Certificates and Special Savings dividends are based on the average daily balance and are posted quarterly. Checking, Money Market and non-IRA Certificate Accounts are based on the average daily balance and are posted monthly. Certificate Accounts are subject to penalties for early withdrawal. Please contact one of our Financial Services Representatives for further information about applicable fees. IRA Certificates may be subject to additional Internal Revenue Service penalties for early withdrawal. Certificate rates are fixed for the term purchased. All other rates and yields subject to change without notice. **APY is Annual Percentage Yield.

Checking

Checking Accounts

Checking Accounts	Minimum Balance*	Dividend Rate	APY**
Personal Checking	$2,500	0.05%	0.05%
Platinum Checking (no longer offered)	$2,500	0.05%	0.05%
Business Checking	$5,000	0.05%	0.05%

*Minimum average daily balance required to earn dividends. Membership Shares, IRA Savings, IRA Certificates and Special Savings dividends are based on the average daily balance and are posted quarterly. Checking, Money Market and non-IRA Certificate Accounts are based on the average daily balance and are posted monthly. Certificate Accounts are subject to penalties for early withdrawal. Please contact one of our Financial Services Representatives for further information about applicable fees. IRA Certificates may be subject to additional Internal Revenue Service penalties for early withdrawal. Certificate rates are fixed for the term purchased. All other rates and yields subject to change without notice. **APY is Annual Percentage Yield.

IRAs

IRAs	Minimum Balance*	Dividend Rate	APY**
IRA Savings	$25	0.30%	0.30%
IRA Certificates (CDs) 12 to 23 months	$2,000	0.55%	0.55%
IRA Certificates (CDs) 24 to 35 months	$2,000	0.60%	0.60%
IRA Certificates (CDs) 36 to 47 months	$2,000	0.90%	0.90%
IRA Certificates (CDs) 48 to 59 months	$2,000	1.20%	1.21%
IRA Certificates (CDs) 60 months	$2,000	1.50%	1.51%

*Minimum average daily balance required to earn dividends. Membership Shares, IRA Savings, IRA Certificates and Special Savings dividends are based on the average daily balance and are posted quarterly. Checking, Money Market and non-IRA Certificate Accounts are based on the average daily balance and are posted monthly. Certificate Accounts are subject to penalties for early withdrawal. Please contact one of our Financial Services Representatives for further information about applicable fees. IRA Certificates may be subject to additional Internal Revenue Service penalties for early withdrawal. Certificate rates are fixed for the term purchased. All other rates and yields subject to change without notice. **APY is Annual Percentage Yield.

CDs

Certificates (CDs)

Certificate Accounts	Minimum Balance*	Dividend Rate	APY**
Certificates 6 to 11 months	$2,000	0.35%	0.35%
Certificates 12 to 23 months	$2,000	0.55%	0.55%
Certificates 24 to 35 months	$2,000	0.60%	0.60%
Certificates 36 to 47 months	$2,000	0.90%	0.90%
Certificates 48 to 59 months	$2,000	1.20%	1.21%
Certificates 60 months	$2,000	1.50%	1.51%
Jumbo Certificates 6 to 60 months	$50,000	Additional .10% over term rate

*Minimum average daily balance required to earn dividends. Membership Shares, IRA Savings, IRA Certificates and Special Savings dividends are based on the average daily balance and are posted quarterly. Checking, Money Market and non-IRA Certificate Accounts are based on the average daily balance and are posted monthly. Certificate Accounts are subject to penalties for early withdrawal. Please contact one of our Financial Services Representatives for further information about applicable fees. IRA Certificates may be subject to additional Internal Revenue Service penalties for early withdrawal. Certificate rates are fixed for the term purchased. All other rates and yields subject to change without notice. **APY is Annual Percentage Yield.

Special

Special Savings Accounts

Special Savings Accounts	Minimum Balance*	Dividend Rate	APY**
Holiday Savings Account	$100	0.25%	0.25%
Summer Savings Account***	$100	1.00%	1.00%

*Minimum average daily balance required to earn dividends. Membership Shares, IRA Savings, IRA Certificates and Special Savings dividends are based on the average daily balance and are posted quarterly. Checking, Money Market and non-IRA Certificate Accounts are based on the average daily balance and are posted monthly. Certificate Accounts are subject to penalties for early withdrawal. Please contact one of our Financial Services Representatives for further information about applicable fees. IRA Certificates may be subject to additional Internal Revenue Service penalties for early withdrawal. Certificate rates are fixed for the term purchased. All other rates and yields subject to change without notice. **APY is Annual Percentage Yield. ***Maximum monthly deposits $1,000; maximum annual deposit: $10,000.

Coverdell Education Savings	Minimum Balance*	Dividend Rate	APY**
Savings	$25	0.15%	0.15%
Certificates 6 to 11 months	$2,000	0.35%	0.35%
Certificates 12 to 23 months	$2,000	0.55%	0.55%
Certificates 24 to 35 months	$2,000	0.60%	0.60%
Certificates 36 to 47 months	$2,000	0.90%	0.90%
Certificates 48 to 59 months	$2,000	1.20%	1.21%
Certificates 60 months	$2,000	1.50%	1.51%

*Minimum average daily balance required to earn dividends. Membership Shares, IRA Savings, IRA Certificates and Special Savings dividends are based on the average daily balance and are posted quarterly. Checking, Money Market and non-IRA Certificate Accounts are based on the average daily balance and are posted monthly. Certificate Accounts are subject to penalties for early withdrawal. Please contact one of our Financial Services Representatives for further information about applicable fees. IRA Certificates may be subject to additional Internal Revenue Service penalties for early withdrawal. Certificate rates are fixed for the term purchased. All other rates and yields subject to change without notice. **APY is Annual Percentage Yield.

Student

Student Accounts

Student Certificates (CDs)	Minimum Balance*	Dividend Rate	APY**
6 to 11 months	$250	0.35%	0.35%
12 to 23 months	$250	0.55%	0.55%
24 to 35 months	$250	0.60%	0.60%
36 to 47 months	$250	0.90%	0.90%
48 to 59 months	$250	1.20%	1.21%
60 months	$250	1.50%	1.51%
Student Saver Certificate (CD)	Minimum Balance*	Dividend Rate	APY**
12 months	$250	0.45%	0.45%

*Minimum average daily balance required to earn dividends. Membership Shares, IRA Savings, IRA Certificates and Special Savings dividends are based on the average daily balance and are posted quarterly. Checking, Money Market and non-IRA Certificate Accounts are based on the average daily balance and are posted monthly. Certificate Accounts are subject to penalties for early withdrawal. Please contact one of our Financial Services Representatives for further information about applicable fees. IRA Certificates may be subject to additional Internal Revenue Service penalties for early withdrawal. Certificate rates are fixed for the term purchased. All other rates and yields subject to change without notice. **APY is Annual Percentage Yield.

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