New and Used Auto Loans
So it’s time for a new car, huh? We make financing a breeze with our easy online loan process and competitive rates.
Got your heart set on a new ride? We’ll help you get behind the wheel.
The Details
Low monthly payments
Loans designed to keep your monthly payments manageable.
Financing available up to 125%
We have flexible financing terms up to 84 months.
No payments for 90 days*
When you’re ready to get behind the wheel, you’ll enjoy 90 days of driving, payment-free.
Current Rates
|
TERM |
APR* AS LOW AS |
|---|---|
|
NEW Cars, Trucks, & SUVs | 2023-2024 | mileage up to 5k *APR is Annual Percentage Rate. Loan approval, term and rate are based on a verification of income and an evaluation of your creditworthiness and collateral. |
|
|
TERM 24 months |
APR* AS LOW AS 5.75% |
|
TERM 36 months |
APR* AS LOW AS 6.00% |
|
TERM 48 months |
APR* AS LOW AS 6.25% |
|
TERM 60 months |
APR* AS LOW AS 6.50% |
|
TERM 72 months |
APR* AS LOW AS 6.75% |
|
TERM 84 months |
APR* AS LOW AS 7.25% |
|
TERM |
APR* AS LOW AS |
|---|---|
|
USED Cars, Trucks, & SUVs | 2014-2023 | mileage up to 150k *APR is Annual Percentage Rate. Loan approval, term and rate are based on a verification of income and an evaluation of your creditworthiness and collateral. |
|
|
TERM 24 months |
APR* AS LOW AS 6.25% |
|
TERM 36 months |
APR* AS LOW AS 6.50% |
|
TERM 48 months |
APR* AS LOW AS 6.25% |
|
TERM 60 months |
APR* AS LOW AS 6.75% |
|
TERM 72 months |
APR* AS LOW AS 7.00% |
|
TERM 84 months |
APR* AS LOW AS 7.50% |
Ways to pay your loan
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Automatic Transfers
Automatic transfer allows you to make loan payments on a recurring schedule, from a UMe account or most any other financial institution.
To set up an automatic transfer, fill out our Share to Loan Transfer Form or give us a call at (818) 238-2900.
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Payroll Deduction
If you have a loan with the credit union, payroll deduction is a convenient way to have your loan payments automatically deducted from your paycheck.
To find out if you’re eligible for payroll deduction, contact your employer’s benefits department. If you already have payroll deduction set up with the credit union and want to set up automatic loan payments, call us at (818) 238-2900.
Auto Loan FAQs
We make it super duper easy to apply for a loan! At UMe, you can apply online 24/7, visit us, or give us a call at (818) 238-2900.
Whether it is a new or used vehicle, we offer up to 125% financing at UMe!
GAP stands for Guaranteed Asset Protection and pays the difference between what you owe and what your insurance company will pay — filling the gap!
When you purchase a vehicle, it depreciates the moment you drive it away. So, if your vehicle is stolen, or totaled in an accident, you could end up owing more than the vehicle is worth. GAP Insurance coverage is designed to pay the difference between the insurance settlement and the loan balance, so you don’t owe money for a vehicle you no longer have.
To make things super simple and stress-free, we will make sure you get all the extra info you need before you start paying for any GAP insurance coverage. Plus, you can cancel GAP at any time. If you cancel your GAP within 90 days, you can get a full refund.
Apply for an auto loan
Disclosures
NOTE: Our approved non-franchise car dealers include: AutoWorkz, Autoland, CarMax, Enterprise, IMX Auto Sales & Leasing, MDK International, and Radical Auto.
*Payment Deferment is subject to approval and will occur in the first 90 days on new and used auto loans. New money only. Interest will accrue over the 90 days. Please call UMe Credit Union in Burbank for more information. Our number is (818) 238-2900.