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Rates effective as of May 01, 2019

Credit Card

Visa® platinum credit card

Terms  APR* 
Fixed  9.90 - 17.90%

*APR is Annual Percentage Rate.

INTEREST RATES AND INTEREST CHARGES

Annual Percentage Rate (APR) for Purchases 9.90% - 17.90%
APR is based on an evaluation of your creditworthiness and is fixed for the renewal period, which is 2 years.
APR for Balance Transfers 9.90%-17.90%
APR is based on an evaluation of your creditworthiness and is fixed for the renewal period, which is 2 years.
APR for Cash Advances 9.90% - 17.90%
APR is based on an evaluation of your creditworthiness and is fixed for the renewal period, which is 2 years.
Penalty APR and When It Applies None
Paying Interest My due date is at least 28 days after the close of each billing cycle. You will not charge me any interest on purchases if I pay my entire balance by the due date each month. You will begin charging interest on cash advances and balance transfers on the transaction date.
For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov

FEES

Annual Fee None
Transaction Fees
Balance Transfer
Cash Advance
Foreign Transaction

None
None
None
Penalty Fees
Late Payment
Over-the-Credit-Limit
Returned Payment

$25
None
$25

How Is My Credit Limit Determined: An evaluation of my creditworthiness.

How You Will Calculate My Balance: You will use a method called “average daily balance (including current transactions).”

Billing Rights: Information on my rights to dispute transactions and how to exercise those rights is provided in my account agreement.

Download Visa Credit Card disclosure

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