JavaScript must be turned on in order for this site to display properly
mobile-nav
Blog_header

Advantages of Using Cash vs. Credit

You've heard the cashier ask time and time again, "cash or credit?" But how many times have you actually stopped to think about the pros and cons of both? Many people don't, or they aren't sure! Each payment method has positives and drawbacks, so we're here to take you through those so you can make the most informed decision!

Credit Card Interest Rates Explained

So you’re thinking about getting a credit card? Or, you’ve got a credit card but you’re looking at it just wondering how to use it to make it work for your financial goals! You’re definitely not alone. It’s complicated and no one wants to end up with bad credit, or buried under a mountain of debt! That’s why we put together this simple guide to help you crack the credit code and understand different types of credit cards and their interest rates.

UMe’s Guide to Financial Security: Covid Scams

Fraudsters are taking advantage of the current pandemic and attempting to get into peoples’ pockets — but we want to make sure U stay as safe and informed as possible!

How to Use a Credit Card to Build Credit

At some point, you’ll be looking into making a big life move — buying a car or a house, or maybe you’re looking for seed funding to go from side hustle to entrepreneurship! Maybe you don’t want to do those things right now, but you could definitely see yourself doing one or more of these things in a few (or more than a few) years. When the time comes, you’ll want to have more than cash in your bank account to make these major life decisions financially sound, and also work to your advantage!

Gift Yourself a Lower Auto Loan Rate

People of the great city of Burbank (and members living far beyond), this holiday season, UMe is giving you the gift of saving with an auto loan refinance!
bank on UMe
Back To Top