Better than free and clear on the 5 freeway.

It's true. Our auto loans are that good!

Rates as low as
5.75
% APR

Apply now!

Low monthly payments

Loans designed to keep your monthly payments manageable.

Financing available up to 125%

We have flexible financing terms up to 84 months.

No payments for 90 days*

When you’re ready to get behind the wheel, you’ll enjoy 90 days of driving, payment-free.

Refinance options

If you have a car loan with another lender, we might be able to help you lower your monthly payment.

The Details

Ready to start driving a new car? Apply today and we’ll have you behind the wheel in no time! Just apply online and you’ll get an instant response. If you’d rather speak with someone about your loan in person, just give us a call at (818) 238-2900 x1.

Once you have your car financing secured with UMe, we’re sure you’ll be happy here. After all, we offer low fixed rates, up to 125% financing and flexible terms up to 84 months. And if you need help finding the perfect car, you can use Autoland, our powerful online car-buying resource. You can get pre-approved at UMe and fund right at the dealer.

NOTE: Our approved non-franchise car dealers include: AutoWorkz, CarMax, Enterprise, IMX Auto Sales & Leasing, MDK International, and Radical Auto.

New Vehicle Loans - Cars, Trucks, and SUVs

TERM

APR* AS LOW AS

NEW Cars, Trucks, & SUVs | 2023-2024 | mileage up to 5k
Financing up to 100% | Terms up to 84 months

*APR is Annual Percentage Rate. Loan approval, term and rate are based on a verification of income and an evaluation of your creditworthiness and collateral.

TERM

24 months

APR* AS LOW AS

5.75%

TERM

36 months

APR* AS LOW AS

6.00%

TERM

48 months

APR* AS LOW AS

6.25%

TERM

60 months

APR* AS LOW AS

6.50%

TERM

72 months

APR* AS LOW AS

6.75% 

TERM

84 months

APR* AS LOW AS

7.25%

Used Vehicle Loans - Cars, Trucks, and SUVs

TERM

APR* AS LOW AS

USED Cars, Trucks, & SUVs | 2014-2023 | mileage up to 150k
Financing up to 100% | Terms up to 84 months

*APR is Annual Percentage Rate. Loan approval, term and rate are based on a verification of income and an evaluation of your creditworthiness and collateral.

TERM

24 months

APR* AS LOW AS

6.25%

TERM

36 months

APR* AS LOW AS

6.50%

TERM

48 months

APR* AS LOW AS

6.25% 

TERM

60 months

APR* AS LOW AS

6.75%

TERM

72 months

APR* AS LOW AS

7.00% 

TERM

84 months

APR* AS LOW AS

7.50% 

Ready to apply?

Apply by phone

You can apply 24 hours a day:

(818) 238-2900 x1

Apply online
Get started

A little bit about us

We know you’ll be happy banking with UMe. For one, we think taking care of your day-to-day finances shouldn’t cost an arm and a leg. That’s why we offer lower rates, better earnings and free or discounted financial services. And we’ve been doing this for over 80 years!

As a member-owned credit union, our attention is focused squarely on meeting the financial needs of our members. As a matter of fact, everything we do is designed to keep costs down and pass the savings on to you.

Now that you know a little about who we are, become a member and see for yourself.

Join today!
Emu mascot

Disclosures

*APR = Annual Percentage Rate. Your rate will be based upon an evaluation of your credit worthiness.

**Payment Deferment will occur in the first 90 days on new and used auto loans. New money only. Interest will accrue over the 90 days. Please call UMe Credit Union for more information. Our phone number is (818) 238-2900.