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Holiday Skip-A-Pay

Make your shopping more merry and bright!

If taking a holiday from debt tops your wish list this year, we have good news! Our Holiday Skip-A-Pay lets you postpone your UMe loan and Visa® payments in November or December* — freeing up extra funds for everyone on your gift list.

  • Eligible loans

    If you have an auto loan, personal loan, share-secured loan, home equity line-of-credit (HELOC), easy access line-of-credit or Visa credit card with UMe, you can apply to skip your loan payment. One payment skip per loan. How’s that for a little holiday cheer?

  • Payments and fees

    For payments made by payroll deduction, direct deposit or automatic transfer, the money will remain in the account it’s deposited into. For loans paid by cash, check or money order, you won’t need to send your payment for the month you selected to skip. A $25 service fee per loan will be charged, payable by transfer from a deposit account.

Holiday Skip-A-Pay Quick App

I would like to skip my loan payment for (check one):(Required)
I wish to pay the Holiday Skip-A-Pay fee with an automatic deduction from my:(Required)
I understand the interest will continue to accrue and the skipped payment will extend my loan’s maturity date.
Name(Required)
Loan(s) to be skipped:(Required)
This field is for validation purposes and should be left unchanged.

Disclosures

*Member agrees to make the scheduled payment due for the month following the payment deferral, and all scheduled payments thereafter. By submitting the Holiday Skip-A-Pay Quick App request, member agrees to all terms & conditions. Interest will accrue on all affected loans and may cause the maturity date on each to be extended. At least three payments must be made on all eligible loans. Loans must be current for the last 6 months and all shares in good standing.