You can't refinance 2021, but you can refi your home.
Save on a mortgage with a historically low rate.
4 great reasons to refinance
We’ve got mortgage and refinancing options that can definitely help get you to a better place.
Lower your rate
Remove private mortgage insurance (PMI)
Leverage your equity for cash
Get pre-qualified for a new home purchase
The Details
New Home Purchase
Whether you’re buying your first home or upgrading to a bigger house, we’re ready when you are.
Mortgage Refinance
We can review your current mortgage and recommend a refinance solution tailored to your needs.
Free Consultation
We admit it, we like helping people, maybe that’s why we offer free consultations. Your rate might be good, but let’s see if we can make it better. Come in and explore what’s possible.
Personal Service
It’s the little things that matter, like working with someone who will be your partner throughout the entire mortgage process!
Fixed Rate Mortgages
You’ll have peace of mind knowing your principal and interest rate will not change.
Adjustable Rate Mortgages
You can qualify for a higher loan amount, with a lower initial interest rate.
Bank Statement Lending Program
If you’re self-employed, you can qualify based on a 24 month average of deposits using your personal or business account.
FHA/First Time Homebuyers Program
We have several options that require minimal down payments and loan fees.
Post Foreclosure, Short Sale & BK Mortgage Programs
Waiting years to buy a home is no longer necessary.
Interest-Only Mortgages
Enjoy the flexibility to pay interest only during the initial stage of your loan.
VA Loans
Insured by the Veterans Administration, these loans can offer up to 100% financing for qualified individuals.
Customize your loan to fit your financial goals.
5-year fixed rate/variable thereafter
360 month term
10-year fixed rate/variable thereafter
360 month term
15-year fixed rate
180 month term
30-year fixed rate
360 month term
EMBED RATES
Ready to apply?
Call to speak with our dedicated mortgage specialist:
A little bit about us
We know you’ll be happy banking with UMe. For one, we think taking care of your day-to-day finances shouldn’t cost an arm and a leg. That’s why we offer lower rates, better earnings and free or discounted financial services. And we’ve been doing this for over 80 years!
As a member-owned credit union, our attention is focused squarely on meeting the financial needs of our members. As a matter of fact, everything we do is designed to keep costs down and pass the savings on to you.
Now that you know a little about who we are, become a member and see for yourself.
