When is a HELOC a good idea?

A HELOC is ideal for financing long-term projects at a low interest rate. Whether it’s sprucing up your home sweet home, having the financial freedom you desire, or covering various expenses, a HELOC is like your financial best friend – always there when you need it, and U and Me can make this happen together! Just keep in mind it’s secured by your home, so repaying any borrowed funds after the draw period is crucial.