Let’s face it—your sourdough bread start-up isn’t going to fund itself. Fortunately, UMe has the perfect solution: a business loan from our partner, Accion Opportunity Fund (AOF).
What is AOF?
Accion Opportunity Fund is the nation’s leading nonprofit small business lender.
The organization provides small amounts of money to small business owners to pursue their dreams, support their families, and create jobs in their communities.
UMe partnered with AOF based on their award-winning and innovative approach to helping entrepreneurs and communities thrive.
Range of loan options
Non-FICO based small business loans from $2,600 – $250,000
Terms up to 5 years
Get your small business loan in 5 to 7 days on average
No application fee or prepayment penalties
To be eligible to apply, you must meet the following requirements
- One year in business
- On-time payment history with no liens or delinquencies in the last 12 months
No credit is okay, and collateral preferred but not required.
Only basic documentation is needed, like bank statements and taxes.
Great question! AOF is our partner. You will apply for a loan and, if approved, receive funding through them.
Don’t forget, UMe offers a business checking account packed with sweet perks.
All financing products subject to credit approval. Loans will be made or arranged pursuant to Department of Corporations California Finance Lenders License #6050609. Pricing and terms subject to change.