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Personal Savings & CDs

We offer short, medium, and even ginormous-term accounts. Find the right fit for U.

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Regular Savings

This account not only establishes your membership with us, it lets you tuck money away for almost any need.

Open a Regular Savings Account.

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School's Out Savings

Just for school district employees! Save at UMe’s highest savings rate during the school year and enjoy it when summer arrives.

Learn more about our School’s Out Savings Account.

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Holiday Savings

Are your kids’ gift lists longer than Santa’s fleet of reindeer? Save on holiday expenses, and all year ‘round.

Learn more about our Holiday Savings Account.

Certificate Accounts

Want the best rates around for your money—and don’t mind waiting a while? Like friendships, fine wine and Sir Ian McKellen, money ages well.

See if a Certificate Account is a good fit for you.

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Money Market Accounts

Put your money to work without locking it up in a term certificate. Our Money Market Account options come with some great advantages.

Explore our Money Market account options.