Finally, a Nosy Neighbor with Some Good Advice…
By now you may be experiencing a little Déjà vu whenever you hear the phrase “historically low mortgage rates,” whether it’s from a friend or your neighbor. And you’d be right! Because mortgage rates are at historic lows AGAIN – even LOWER. One second they’re dropping, the next they’re rising. But right now – as in this very second – they are historically low, and we love telling you this.
Why?
Because it means that you could move into the home of your absolute dreams with a mortgage rate of your absolute dreams. (there’s that Déjà vu again) And that’s kind of a win-win, if you ask us. Plus, we love offering members options, which is why we have an entire cul-de-sac’s worth of mortgages, each with low rates, designed to meet your needs.
From first-time homebuyers to seasoned homeowners, we have something for everyone. That includes self-employed home and VA loans! On top of that, you can get prequalified for free and even schedule a complimentary pre-qualification appointment with one of our mortgage experts! (…or exbirds! See what we did there?)
Oh, and by the way, we haven’t forgotten about our current homeowners who may be stuck with a high-interest mortgage. Fret not! We’re proud to offer refinancing mortgage options so you can join the rest of the flock and take advantage of today’s historic low rates.
Just remember, next time your nosy neighbor has something to say, you might want to listen because they could be saving you money with your pals at UMe.
Check out all our mortgage options right here:
- Fixed Rate Mortgages. You’ll have peace of mind knowing your principal and interest rate will not change.
- Adjustable-Rate Mortgages. You can qualify for a higher loan amount, with a lower initial interest rate. Also available in a 40-year term!
- Home Loan Refinancing Options.
- Self-Employed Home Loans (Bank Statement Lending Program). If you’re self-employed, you can qualify based on a 24-month average of deposits using your personal or business account.
- FHA/First Time Homebuyers Program. We have several options that require minimal down payments and loan fees.
- Post Foreclosure, Short Sale & BK Mortgage Programs Waiting years to buy a home is no longer necessary.
- Interest-Only Mortgages. Enjoy the flexibility to pay interest only during the initial stage of your loan.
- VA Loans. Insured by the Veterans Administration, these loans can offer up to 100% financing for qualified individuals.
- Home Equity Line of Credit. Tap into the equity of your home for an affordable revolving credit line whenever you need it.