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Make Your Real Estate Dreams Your Actual Reality!

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Only you can make your dreams come true! (But it’s always nice to have a little help, right?) That’s where the mortgage pros at UMe come in.

We’re right there with you from open house to closing day, offering up advice, tips, and most importantly, the right mortgage option for you. Here are all the loan types that can help you invest in your future:

  • Fixed Rate Mortgages: Lock in a principal and interest rate that never changes. And we mean never.
  • Adjustable-Rate Mortgages (ARMs): Get flexible with an ARM that helps you qualify for a higher loan amount, lower initial interest rate and even a 40-year term.
  • Self-Employed Home Loans (Bank Statement Lending Program): If you like being your own boss, then you’ll love this loan based on a 24-month average of deposits using your personal or business account.
  • First Time Homebuyers Program: There’s a first time for everything, including securing a loan that requires minimal down payments and loan fees.
  • Post Foreclosure, Short Sale and BK Mortgage Programs: With these loan options, you don’t have to wait to appreciate your home.
  • Interest Only Mortgages: Pay interest-only in the initial stage of your loan. You’ll thank yourself later.
  • VA Loans: Qualified individuals may receive up to 100% financing as a thank you for your service.

So stop thinking about buying a new home and start making it happen with UMe’s help. Use our handy online payment calculator to get started, then set up a FREE pre-qualification appointment today!


Disclaimer: U matter to Me (all of us) at UMe — and that’s why we do our best to deliver helpful information on our blog. Please note the following: (1) UMe Credit Union works hard to make certain that the information we post here is as accurate as humanly possible. But as you know, information can change and evolve quickly. While we try to update the blog on a regular basis, the content of some older posts may not be correct or up-to-date. (2) Some destinations on the World Wide Web that we link you to will exist on external websites. UMe Credit Union does not officially endorse any connected sites, nor do/did we compensate or get compensated by any entities to be featured in our posts (unless otherwise noted). (3) Everyone’s situation is unique and we advise you to consult with our personal bankers or your finance, tax, or legal professional for advice individualized to you!