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ATM services

The CO-OP® Network: nearly 30,000 surcharge-free ATMs
Here at UMe, we’re part of the CO-OP Network, which means you don’t have to be close to make surcharge-free transactions. You can make deposits to your UMe account at 9,000 ATMs across the United States and Canada. Not to mention getting cash at nearly 30,000 ATMs, including locations at popular retailers such as 7-Eleven, Costco, Rite-Aid, Circle K and Dunkin Donuts.

Please follow the directions below to find the most convenient CO-OP Network ATM near you:


  • Unlimited free deposits, transfers and inquiries
  • Free withdrawals at UMe ATMs, CO-OP network ATMs, and at point-of-sale terminals
  • Withdrawals at all other ATMs cost $1 per transaction
  • Members may be subject to additional fees and surcharges from other financial institutions on other transaction

$500 a day total.

Our cards are accepted at ATMs displaying the following logos:

CO-OP networkcirrusstar
bank on UMe
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