Introducing the UMe Student Credit Card!
Attention Burbank students!
We’re pleased to introduce U to the UMe Student Credit Card!
From driver’s licenses to later curfews, high school is the time to prove that you deserve a little more responsibility. Our UMe Student Visa Credit Card is a great head start to building your credit.
That goes for your money, too. UMe has a Student Visa® Credit Card that follows U everywhere and leads the way to more financial freedom. Take control of your spending with these perks:
- A low, FIXED interest rate. No surprises every month, so you can plan spending better.
- Easy access to your credit line. Buy what you like or hit up the ATM whenever.
- Line of credit by age. Starting at 14 and $100, we’ll grow your limit with you, all the way to $300 at age 17. And at 18, you can apply for a higher credit limit!
- No annual fee and no application fee.
- Low foreign transaction fees. (We only pass through Visa’s conversion charges of up to 1% of purchases.) Use your card wherever your financial journey takes you. Just make sure you let us know where you’re going – so, we can make sure your transactions are processed smoothly.
- UMe Rewards. Earn 1 point for every $1 spent and redeem points for cash back, gift cards, event tickets and more.
- Instant-issue Visa® Credit Card at the credit union (no waiting for your card in the mail).
- Safety and security features like Visa®’s Zero Liability and Visa® Secure.
- Apple Pay and Android Pay can be used as secure and useful ways to pay in stores using your everyday devices.
More secure than your locker. (And much easier to open.) with Visa® Secure
That new dance move you invented is totally worth sharing online. But sharing your credit card info? Not so much. We partner with Visa® to make sure you can shop online quickly, conveniently and securely. With Visa® Secure you can confirm your identity with an extra password when you’re making online transactions. It’s free to use and another smart way we help keep your finances all to yourself. Here’s how you stay protected from scammers:
- Fraud protection. An added layer of protection that prevents unauthorized use of your card when you’re shopping online.
- Secure identity verification. Simple, secure authentication to make sure you are who you say you are.
- Accepted globally. Shop safely if you’re traveling with the fam or ordering online from that cute Etsy store based out of Norway.
- Zero Liability. You’re protected from unauthorized charges if your card is lost, stolen or fraudulently used.
UMe Pro Tip: Our card has credit limits that depend on your age and once you turn 18, you will have already built a credit history with us by using your UMe Student Credit Card responsibly, which means you’ll be eligible to apply for a higher credit limit and continue building your financial future!
Best of all, our UMe Student Credit Card is an instant-issue credit card! That means there’s no waiting for it to come in the mail. You’ll get a shiny new credit card, right here in person!
Not only do you get the experience of having your very own credit card, but a UMe Personal Banker will talk you through how to use it wisely! You’ll get first-hand credit coaching, so you’ll be set up for success to use your card well.
So, come on into our branch to apply! We can’t wait to help U get started on the right track to credit health!
Get more details
Disclaimer: U matter to Me (all of us) at UMe — and that’s why we do our best to deliver helpful information on our blog. Please note the following: (1) UMe Credit Union works hard to make certain that the information we post here is as accurate as humanly possible. But as you know, information can change and evolve quickly. While we try to update the blog on a regular basis, the content of some older posts may not be correct or up-to-date. (2) Some destinations on the World Wide Web that we link you to will exist on external websites. UMe Credit Union does not officially endorse any connected sites, nor do/did we compensate or get compensated by any entities to be featured in our posts (unless otherwise noted). (3) Everyone’s situation is unique and we advise you to consult with our personal bankers or your finance, tax, or legal professional for advice individualized to you!