Ready. Set. GO Save with a 5.99% Introductory HELOC Rate for 12 Months!
When it comes to a Home Equity Line of Credit (HELOC), the right rate can help U go the distance.
That’s why UMe is offering a low 5.99%* introductory rate for a full 12 months, giving homeowners a smart way to tap into the equity they’ve built and put it to work.
Whether you’re planning home improvements, helping with college expenses, consolidating debt, or simply creating more financial flexibility, a UMe HELOC can help U reach your goals.
What Is a HELOC?
A Home Equity Line of Credit (HELOC) is a revolving line of credit secured by the equity in your home. Unlike a traditional loan that provides a lump sum upfront, a HELOC allows U to borrow funds as needed, up to your approved credit limit.
That flexibility makes a HELOC a popular option for homeowners who want access to funds while only borrowing what they need, when they need it.
Why Choose a UMe HELOC?
Here are just a few reasons homeowners choose UMe:
🏃 5.99%* introductory rate for 12 months
🏃 No application fee
🏃 No points
🏃 No prepayment penalties
🏃 Fast funding in as little as 2 weeks
🏃 Convenient access to funds when U need them
🏃 Choose your own due date
Put Your Home Equity to Work
Your home’s equity can be used for almost anything, including:
• Home renovations and repairs
• College and education expenses
• Debt consolidation
• Emergency expenses
• Major purchases
• Creating additional financial flexibility
Whatever your goals may be, a HELOC can provide convenient access to funds while helping U make the most of the equity you’ve worked hard to build.
Stay on Pace to Save
Your home has been building equity. Now it’s time to put it to work.
Stay on pace to save with a low 5.99%* introductory HELOC rate for 12 months from UMe.
Apply for a UMe HELOC today and see how easy it can be to access the value that’s already in your home.
*After the initial fixed 12-month introductory period, your HELOC APR (Annual Percentage Rate) will revert to a variable rate that is based on the Prime Rate. Loan approval and rate are based on a verification of income, an evaluation of your creditworthiness, and property evaluations which include Loan-to-Value (LTV). Your rate will never exceed 18.00% or be less than 4.00% — unless there is an initial discount rate that is offered below 4.00%. If you cancel your loan, third-party fees may apply. Costs include a $500 title insurance fee and a non- refundable appraisal fee, paid directly to the designated appraisal company. Property insurance is required. Loan amounts up to $400,000. For additional details, please call the Credit Union at (818) 238-2900.
Disclaimer: U matter to Me (to all of us) at UMe — and that’s why we do our best to deliver helpful information on our blog. Please note the following: (1) UMe Credit Union works hard to make certain that the information we post here is as accurate as humanly possible. But as you know, information can change and evolve quickly. While we try to update the blog on a regular basis, the content of some older posts may not be correct or up-to-date. (2) Some destinations on the World Wide Web that we link you to will exist on external websites. UMe Credit Union does not officially endorse any connected sites, nor do/did we compensate or get compensated by any entities to be featured in our posts (unless otherwise noted). (3) Everyone’s situation is unique and we advise you to consult with our personal bankers or your finance, tax, or legal professional for advice individualized to you!