Rule Eternia (and Your Life) with a 5.99% HELOC!
Back in the day, Saturday mornings were all about endless possibilities—cartoons on the TV and a whole universe of adventures ahead. Now, U can bring that feeling back with the power of a UMe HELOC!
Just like She-Ra and He-Man always came through for each other, a UMe HELOC will be there when you need it. It’s a line of credit (basically a second mortgage) that lets you tap into your home’s equity to take on big projects, pay for college, or face life’s unexpected battles.
You can even consolidate higher-rate loans or credit cards into your mortgage for a single lower monthly payment—leaving more money in your pocket once the bills are paid. That’s not magic. That’s just smart saving.
Here’s why a UMe HELOC is the hero for U:
- A low 5.99%* 12-month HELOC intro rate (one of the lowest from here to Eternia!)
- An intro rate that lasts six to nine months longer than other places in town
- No application fee
- No points
- No prepayment penalties
- Fast funding within 2-3 weeks
- Easy access to your funds when you want them
- Choose your own due date
Apply for a UMe HELOC, lock in our low 5.99%* intro rate, and enjoy the freedom to use your funds when and how you want. With a full year before your rate adjusts, you’ll have the time (and the power!) to make it work for you.
With a HELOC this powerful by your side, Skeletor doesn’t stand a chance.
*After the initial fixed 12-month introductory period, your HELOC APR (Annual Percentage Rate) will revert to a variable rate that is based on the Prime Rate. Loan approval and rate are based on a verification of income, an evaluation of your creditworthiness, and property evaluations which include Loan-to-Value (LTV). Your rate will never exceed 18.00% or be less than 4.00% — unless there is an initial discount rate that is offered below 4.00%. If you cancel your loan, third-party fees may apply. Costs include a $500 title insurance fee and a non- refundable appraisal fee, paid directly to the designated appraisal company. Property insurance is required. Loan amounts up to $400,000. For additional details, please call the Credit Union at (818) 238-2900.
Disclaimer: U matter to Me (to all of us) at UMe — and that’s why we do our best to deliver helpful information on our blog. Please note the following: (1) UMe Credit Union works hard to make certain that the information we post here is as accurate as humanly possible. But as you know, information can change and evolve quickly. While we try to update the blog on a regular basis, the content of some older posts may not be correct or up-to-date. (2) Some destinations on the World Wide Web that we link you to will exist on external websites. UMe Credit Union does not officially endorse any connected sites, nor do/did we compensate or get compensated by any entities to be featured in our posts (unless otherwise noted). (3) Everyone’s situation is unique and we advise you to consult with our personal bankers or your finance, tax, or legal professional for advice individualized to you!