There’s a First Time for Everything and a First Car for Everyone!
Picture this: U hop in your new car – the first you’ve ever purchased! Maybe you’re getting a coffee with friends or, better yet, satisfying a late-night craving for In-N-Out. The wind’s in your hair, the radio’s on full blast, and you’ve got extra cash to spend because UMe’s made your monthly payments so affordable.
The team at UMe (which could be YOUR team at UMe) has a special program just for first-time car buyers like you, ages 18-25. Fewer restrictions. More opportunities, like rate discounts! Things like that. Here’s what you really need to know:
Low rates for lower monthly payments.
We have some of the lowest rates in town – to help you get around town. (See what we did there?) And with a $25,000 max loan amount, our partners at Autoland can help you find the right car for you. UMe knows how to crunch numbers to make sure you’re getting any applicable discounts, too!
A handy payment calculator is a click away.
You can input your info and see what kind of monthly payment you’ll realistically be able to afford. Just click right here.
Your credit isn’t an issue.
Whether you have a limited credit history or no credit history at all, UMe has your back. As long as you don’t have any other auto loans or derogatory marks on your credit report, you’re all good.
We let you know exactly what you need to bring to the table.
Sure, financing a car comes with lots of forms and papers. We’ll work with you to make sure you have the basics covered, like proof of income and showing you’ve been employed for at least 6 months.
So what’s the next step? Other than deciding if your new car color should be Cherry Red or Vapor Gray, just apply online 24/7, give us a call at 818-238-2900 or visit us in person. We’ll soon have you in the driver’s seat, cruising (at a responsible speed) before U know it!
Disclaimer: U matter to Me (to all of us) at UMe — and that’s why we do our best to deliver helpful information on our blog. Please note the following: (1) UMe Credit Union works hard to make certain that the information we post here is as accurate as humanly possible. But as you know, information can change and evolve quickly. While we try to update the blog on a regular basis, the content of some older posts may not be correct or up-to-date. (2) Some destinations on the World Wide Web that we link you to will exist on external websites. UMe Credit Union does not officially endorse any connected sites, nor do/did we compensate or get compensated by any entities to be featured in our posts (unless otherwise noted). (3) Everyone’s situation is unique and we advise you to consult with our personal bankers or your finance, tax, or legal professional for advice individualized to you!