When it comes to a mortgage, there are lots of numbers and figures flying at you. But UMe can simplify it down to one easy equation: U + Me = 1 amazing homebuying experience with UMe!
That’s because we can offer U a low rate that even consolidates your debt into your mortgage with one single payment. So even if you’re worried about bills piling up and a crazy housing market, UMe’s mortgage specialists are here to work with you to get monthly payments A.L.A.P.
That’s an acronym for As Low As Possible. Don’t worry if you’ve never heard it, because we just made it up. (We’re creative like that!) And here are some home loan options that let us get creative to get you in your dream home A.S.A.P. (That’s one you probably do know.)
- Fixed Rate Mortgages: Change can be scary, so we’ll lock in your principal and interest rate. No surprises. Just saving.
- Adjustable-Rate Mortgages: Flexibility isn’t just for the yoga studio. With an ARM, you can qualify for a higher loan amount, a lower initial interest rate, and even a 40-year term.
- Self-Employed Home Loans (Bank Statement Lending Program): Be your own boss and qualify for this loan based on a 24-month average of deposits using your personal or business account.
- First-Time Homebuyers Program: The housing market is up and down, so we have several options that require minimal down payments and loan fees to add a little peace of mind to your mortgage.
- Post Foreclosure, Short Sale, and BK Mortgage Programs: Why wait? Speed up the homebuying process with these loan options.
- Interest Only Mortgages: Sound interesting? Pay interest only during the initial stage of your loan.
- VA Loans: Thank you for your service and thank us for 100% financing for qualified individuals.
And best of all, you can get started today by setting up a FREE pre-qualification appointment with a mortgage specialist to help you consolidate your debt, lower your rate, find a new loan option, or all of the above!