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UMe’s First-Time Homebuying Guide

Ready to buy your first home? It’s an exciting journey and UMe is here to make it as smooth and enjoyable as possible. We know the process can initially seem overwhelming, but breaking it down into manageable steps can make all the difference. Whether you’re just starting to think about buying or ready to make an offer, understanding what to expect can help you feel more confident and prepared. We’ll walk you through the key stages: pre-approval, shopping, underwriting, and closing. With these steps, you’ll have a clear roadmap to follow and can focus on finding the perfect place to call home. Let’s start on this exciting adventure together!

Disclaimer: U matter to Me (to all of us) at UMe — and that’s why we do our best to deliver helpful information on our blog. Please note the following: (1) UMe Credit Union works hard to make certain that the information we post here is as accurate as humanly possible. But as you know, information can change and evolve quickly. While we try to update the blog on a regular basis, the content of some older posts may not be correct or up-to-date. (2) Some destinations on the World Wide Web that we link you to will exist on external websites. UMe Credit Union does not officially endorse any connected sites, nor do/did we compensate or get compensated by any entities to be featured in our posts (unless otherwise noted). (3) Everyone’s situation is unique and we advise you to consult with our personal bankers or your finance, tax, or legal professional for advice individualized to you!