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Loan & Financing Options

We make borrowing from UMe Credit Union a breeze. With our numerous loan and financing options, our team is here to help you purchase a home or car, pay for college, or even finance your business expenses.

Don't just take our word for it. Learn more about the loan options we offer and how we guide you in getting funding so you can meet life’s goals.

Auto Loans

At UMe, we strive to make buying a car more affordable. That's why we have numerous loan and insurance options to get on the road quickly while spending less.

If you need a new auto loan, an auto refinance loan, or simply desire extra coverage like GAP insurance, we have you covered with low-interest rates and flexible financing.

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Visa Credit Cards

If you're looking for a low-interest rate credit card with perks to get excited about, we have something for you.

UMe’s no annual fee, no hidden fees, low fixed-rate Visa Platinum Credit Card is everything you want and more. Earn rewards for every dollar spent while you're building your credit history, improving your credit score, or just enjoying accumulating your rewards.

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Home Loans

Purchasing a home is one of the most significant investments you'll make in your lifetime. When faced with such a big commitment, you want to do it right.

This includes choosing a lender that not only offers financing options that work for you, but also provides the service, advice, and expertise to get from loan application to keys in hand seamlessly.

Self-employed? First time home buyer? Post foreclosure? No matter your background, we're here to help.

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Personal Loans

UMe’s personal loan is perfect for a wide range of uses. From paying unexpected expenses to debt consolidation or splurging on a pricey hobby, personal loans are a great financing option.

You can borrow up to $25,000 and take advantage of flexible terms, low fixed rate, and zero dollars in fees.

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Business Loans

Your business could be the next Apple or Amazon, but without financing, it can be challenging to get off the ground.

At UMe, we can assist with funding your dream as it blossoms into a reality. Whether it’s $2,500 or $250,000, we can get you the money you need with no worries about credit, FICO scores, application fees, or prepayment penalties.

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Secured Loans

If you're looking to rebuild your credit, take out a secured loan using the money in your savings account as collateral. With competitive interest rates and convenient repayment options, you may build your credit and repay your loan with terms ranging from 12 to 60 months.

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Student Loans

When you're getting your education, the last thing you want to worry about is being able to pay your tuition.

From freshman undergraduates to graduate students, even parents supporting your child through school, we've partnered with Sallie Mae to provide several loan options so you can get your degree with no financial stress.

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Flexible Loan Options To Meet Your Needs

At UMe, we want you to get the financing you desire to achieve the dreams and goals you have in mind. We won't overwhelm you with fees and high-interest rates or short change you on excellent customer service.

When you're considering your loan options, be sure to think about how UMe can assist you in getting the money you need.

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