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RV Loans

Feeling like you’re stuck in a rut? Just want to get away? An RV might be the answer.

Apply now

Go ahead and get out there!

Exploring the great outdoors and traveling to new places is good for everyone’s mental health! We’ll help you get where you need to go to be your very best self. (It’s a priority!) Whether you’re purchasing an RV for long road trips or a motorhome to live life on-the-go, UMe can help you take care of your goals!

Rates

Boat and RV Loans

Term

APR* as low as

*APR is Annual Percentage Rate. Loan approval, term and rate are based on a verification of income and an evaluation of your creditworthiness and collateral.

Term

24 months

APR* as low as

4.00%

Term

36 months

APR* as low as

4.25%

Term

48 months

APR* as low as

4.50%

Term

60 months

APR* as low as

4.75%

Term

72 months

APR* as low as

5.50%

Term

84 months

APR* as low as

6.50%

Term

120 months

APR* as low as

7.75%

Term

144 months

APR* as low as

8.75%

Ways to pay your loan

  • Payroll Deduction

    If you have a loan with the credit union, payroll deduction is a convenient way to have your loan payments automatically deducted from your paycheck.

    To find out if you’re eligible for payroll deduction, contact your employer’s benefits department. If you already have payroll deduction set up with the credit union and want to set up automatic loan payments, call us at (818) 238-2900.

  • Automatic Transfers

    Automatic transfer allows you to make loan payments on a recurring schedule, from a UMe account or most any other financial institution.

    To set up an automatic transfer, fill out our Share to Loan Transfer Form or give us a call at (818) 238-2900.

RV Refinancing

At UMe, we strongly believe that if you’re not happy with your loan, you can and should be! That’s why we want to help, by offering refinancing options for your current RV loan. With refinancing, you can:

  • Lower your monthly payment
  • Lower your interest rate and possibly save hundreds of dollars in the long run
  • Use the equity in your RV to pay off high-interest debt
  • Add or remove a signer on an existing loan

If your vehicle’s value is greater than your remaining balance, you can cash-out by refinancing your vehicle loan. Refinancing would help you acquire a cost-effective source of money at a low, fixed rate. That’s right – you’d be spending smarter, and we love the sound of that.

With the extra cash you’ll have in your pocket after refinancing with us, you can do so much more! Whether it’s paying off other debts or taking a long-awaited, well-deserved vacation, you’ll have more freedom to do what you want with your money!

illustration of a RV and some coins

RV FAQs

We make it super duper easy to apply for a loan! At UMe, you can apply online 24/7, visit us, or give us a call at (818) 238-2900.

Whether it is a new or used recreational vehicle, we offer up to 125% financing at UMe!

GAP stands for Guaranteed Asset Protection and pays the difference between what you owe and what your insurance company will pay — filling the gap!

When you purchase a vehicle, it depreciates the moment you drive it away. So, if your vehicle is stolen, or totaled in an accident, you could end up owing more than the vehicle is worth. GAP is designed to pay the difference between the insurance settlement and the loan balance, so you don’t owe money for a vehicle you no longer have.

If your GAP-covered vehicle is totaled, and you finance a replacement vehicle with UMe, you will receive a $2,500 deposit into your UMe account. Additionally, our GAP includes up to $500 deductible reimbursement twice a year.

You may cancel GAP at any time. If you cancel protection within 90 days, you will receive a full refund. You’ll receive additional information before you are required to pay the fee for this product.

UMe has all of your vehicle financing needs covered. All you need to do is fuel up and you’re set!

Let's hit the road!

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