JavaScript must be turned on in order for this site to display properly

Boat Loans

It ain’t easy being the coolest kid in the marina, but buying your own boat is a great place to start! After all, your boat isn’t just something you use for fun: it’s a bonafide, certified, amplified part of your life that makes warm afternoons just a little bit cooler. 

At UMe, we’re totally dedicated to helping you achieve your goal of owning a boat, backed by a finance plan and flexible payment options that are the best fit for you!

Apply For A Loan!

Boat Loans: What You Get With UMe

Here at UMe, we take pride in going above and beyond all expectations, and a boat loan is no exception. We’re here to help you reach your goals, and we do it by offering:

Boat Loan Refinancing

Didn’t get such a great deal the first time around? No worries, we may be able to help!

The thing that makes refinancing with a credit union so amazing is that we’re all about community and being your partner, moreso than the financial gain. There are a ton of great benefits that come from refinancing through UMe Credit Union, like:

  • Lower monthly payments

  • Reduced interest rates

  • Better terms

  • New signers or co-signers

Heads up; refinancing a boat is a little different from refinancing a car, so make sure to contact us to get all your ducks (or emus) in a row before you begin.

Apply For A Loan!

Boat Loan FAQs

What are the average terms for boat loans?

Like other types of recreational vehicles, boat loans generally come with a term length of 10-15 years. At UMe Credit Union, we like to keep it simple. We offer great rates on 12-year loans (144 months) to keep your wallet thick and your suntan rockin’.

How do I apply for pre-qualification on a boat loan?

Getting a recreational loan through UMe Credit Union is easy peasy! Give us a call at (818) 238-2900, or visit our branch to speak with someone face to face. Don’t feel like getting out of your PJs? You can always apply 24/7 online

What are the interest rates for a boat loan?

The answer to this question depends on where you go. When you get a boat loan through UMe Credit Union, you can expect to see 4.25% APR** on RV loans. Rates will depend on your credit score, history, and utilization ratios, too. If you want a really solid number, please  give us a call.

Ready to go out and get sailing? Adventure awaits!

Apply Now

** APR is Annual Percentage Rate. Loan approval, term and rate are based on a verification of income and an evaluation of your creditworthiness and collateral.

bank on UMe
Back To Top