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Guaranteed Asset Protection (GAP)

GAP (Guaranteed Asset Protection) helps protect you against financial loss if your GAP-protected vehicle is stolen or declared a total loss.

With GAP, you’ll ease your financial burden by canceling the difference between your primary insurance settlement and your vehicle loan balance on items directly related to the purchase of their vehicle.

It may also cancel up to $1,000 of your next loan with us, when you purchase a replacement vehicle. The GAP fee can be included with your monthly payments or purchased separately.

Your purchase of MEMBER’S CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.

Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP.

If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP.

You may cancel the protection at any time. If you cancel protection within 90 days you will receive a full refund of any fee paid. You will receive additional information before you are required to pay the fee for this product.


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