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share/certificate secured loans

Looking to (re)build your credit? We’ve got a loan for that. By using the money you have in your savings account or certificate account as collateral, share secured loans can provide you with competitive low rates with convenient repayment terms.

apply now!

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the details

  • Great for building credit
  • No credit qualifications required
  • Access to our lowest interest rate*
  • Borrow against your own savings
  • Continue to earn interest on your savings
  • Terms from 12 to 60 months

*Borrowers must secure their loan with funds deposited into a UMe Savings Account or Certificate.

rates and terms

Check out our low rates and fees.

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loan extras

Find out about the cool options that come with our personal loans.

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