What types of transactions does Safety Net cover?

We will continue to authorize and pay overdrafts for the following types of transactions: Checks, Automatic Bill Payments and ACH Debits. However, in order to have your debit card and ATM transactions covered, federal regulations require you to Opt-In for that coverage. Therefore, you must fill out a Safety Net Opt-In form, and submit it to the credit union in order to have your debit card and ATM transaction overdrafts covered.