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Youth Savings

No offense to piggy banks, but there's a better way to save.

Open an account

High school math can be tricky (looking at you, Quadratic Formula), so we’ll keep this equation simple: Your money + our savings account = financial success!

Student Savings Account

No membership or monthly fee

Join our credit union for free. Plus, don’t worry about losing your hard-earned savings to those pesky monthly fees.

Open with $5

All you need to open your account is $5. Then you can let the savings begin!

Earn interest

Once your balance is $25 or more, you can start putting your money to work. See rates.

Free Debit Card & 30,000 ATMs

Get easy access to your savings with a free Debit Card, plus get access to 30,000 fee-free ATMs across the country.

Student Certificate Accounts

We offer two Student Certificate Accounts designed to help our younger UMe members grow money faster. No monthly fees, no service charges. And only a low $250 deposit required. How’s that for student-friendly?

  • Student Share Certificates

    •  Fixed interest paid in terms from 6 to 60 months
    • No deposits during term
  • Student Saver Certificates

    • Fixed interest paid in terms from 6 to 60 months
    • One-year term only
    • Unlimited deposits during term

Current Rates

Student Certificates

Term

Minimum Balance*

Dividend Rate

APY**

*Minimum average daily balance required to earn dividends. Membership Shares, IRA Savings, IRA Certificates and Special Savings dividends are based on the average daily balance and are posted quarterly. Checking, Money Market and non-IRA Certificate Accounts are based on the average daily balance and are posted monthly. Certificate Accounts are subject to penalties for early withdrawal. Please contact one of our Financial Services Representatives for further information about applicable fees. IRA Certificates may be subject to additional Internal Revenue Service penalties for early withdrawal. Certificate rates are fixed for the term purchased. All other rates and yields subject to change without notice.

**APY is Annual Percentage Yield.

Term

6 to 11 months

Minimum Balance*

$250

Dividend Rate

0.65%

APY**

0.65%

Term

12 to 23 months

Minimum Balance*

$250

Dividend Rate

0.75%

APY**

0.75%

Term

24 to 35 months

Minimum Balance*

$250

Dividend Rate

0.85%

APY**

0.85%

Term

36 to 47 months

Minimum Balance*

$250

Dividend Rate

0.95%

APY**

0.95%

Term

48 to 59 months

Minimum Balance*

$250

Dividend Rate

1.05%

APY**

1.05%

Term

60 months

Minimum Balance*

$250

Dividend Rate

1.10%

APY**

1.10%

Student Saver Certificate / Unlimited Deposits (for members age 18 and under)

Term

Minimum Balance*

Dividend Rate

APY**

*Minimum average daily balance required to earn dividends. Membership Shares, IRA Savings, IRA Certificates and Special Savings dividends are based on the average daily balance and are posted quarterly. Checking, Money Market and non-IRA Certificate Accounts are based on the average daily balance and are posted monthly. Certificate Accounts are subject to penalties for early withdrawal. Please contact one of our Financial Services Representatives for further information about applicable fees. IRA Certificates may be subject to additional Internal Revenue Service penalties for early withdrawal. Certificate rates are fixed for the term purchased. All other rates and yields subject to change without notice.

**APY is Annual Percentage Yield.

Term

12 months

Minimum Balance*

$250

Dividend Rate

0.75%

APY**

0.75%

We’re Showering Burbank Babies with $50 in Their First UMe Savings Account!

Learn more
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Open a Youth Savings Account

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