* Free and unlimited savings account transactions in person at the credit union or at an ATM. However, please note that there are limits imposed by the government on the number of electronic and telephone withdrawals and transfers from a savings account. Federal law limits electronic and telephone transactions from all U.S. savings and money market accounts to six (6) per statement cycle. Furthermore, only three of the six transactions can be made by check or with your debit card at point of sale. (We wouldn't limit you to six if we didn't have to. And, we certainly won't charge you a fee if you accidentally do try to make a transaction over the law's limit, like some of the other banks are doing...)