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A Mortgage That Can Pay U Back? That’s a UMe HELOC!

Purple Emu on an Orange Patterned Background with Blue Text

Want to kick debt to the curb? Add more curb appeal to your house? Maybe curb the… um… ok, we ran out of curb references. The important thing to know is that UMe never runs out of ways to help you improve your finances! And the money you get through a UMe HELOC (aka: 2nd mortgage) is something we can’t curb our enthusiasm about (there it is!).

Tap into your home’s equity with one of the lowest rates in town. You can use the extra cash to put in a pool, to tackle the higher cost of higher education, even to open that coffee shop you’ve may have been dreaming about! A practical option we always recommend is consolidating your high interest debt. Paying off credit cards, student loans, and installment loans can save U big time, which is what we’re all about!

On top of the obvious benefits like having extra funds, UMe HELOCs come with:

  • A low 5.99% APR* 12-month HELOC intro rate
  • No application fee
  • No points
  • No prepayment penalties
  • Funding within 2-3 weeks
  • Easy access to your money when you want it
  • Choosing your own due date

Whether you want to ditch debt or invest in your future, apply with UMe today. A friendly UMe loan expert will be your partner the whole way. (And we’ll gladly pop over for lattes when that coffee shop is up and running!)

*The Home Equity Line of Credit APR is a variable rate that is based on the Prime Rate. Loan approval and rate are based on a verification of income, an evaluation of your creditworthiness, and property evaluations which include Loan-to-Value (LTV). Your rate will never exceed 18.00% or be less than 4.00% — unless there is an initial discount rate that is offered below 4.00%. If you cancel your loan, third-party fees may apply. Costs include a $500 title insurance fee and a non-refundable appraisal fee, paid directly to the designated appraisal company. Property insurance is required. Loan amounts up to $400,000. For additional details, please call the Credit Union at (818) 238-2900.

Disclaimer: U matter to Me (to all of us) at UMe — and that’s why we do our best to deliver helpful information on our blog. Please note the following: (1) UMe Credit Union works hard to make certain that the information we post here is as accurate as humanly possible. But as you know, information can change and evolve quickly. While we try to update the blog on a regular basis, the content of some older posts may not be correct or up-to-date. (2) Some destinations on the World Wide Web that we link you to will exist on external websites. UMe Credit Union does not officially endorse any connected sites, nor do/did we compensate or get compensated by any entities to be featured in our posts (unless otherwise noted). (3) Everyone’s situation is unique and we advise you to consult with our personal bankers or your finance, tax, or legal professional for advice individualized to you!