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Avoid Scams: What is Smishing?! 

Cybercriminals are getting sneaky with a trick called “smishing.”  

Smishing is when cybercriminals use text messages to try and get you to click on bad links. 

The term “smishing” is a blend of “SMS” (Short Message Service, which is the technology used for text messaging) and “phishing” (a word used to describe a type of cyber attack where criminals attempt to trick individuals into providing sensitive information by pretending to be a trustworthy entity).   

At UMe Credit Union, we want you to be aware of these tactics to keep your personal and financial information safe. Stay alert and always verify unexpected messages!  

One common scam is a fake message about an undeliverable package. The text includes a link that might not be clickable, so the scammers tell you to copy and paste the link into your browser, urging you to act quickly — usually within 12 hours! — to confirm your delivery details. 

If you follow those instructions, you could be taken to a website that looks like it’s from a real package carrier, asking for your personal or financial information. But watch out — the site will be a fake, and entering your details will very likely lead to identity theft. 

Here at UMe, we care about your safety and want to help you avoid these scams. Here are some friendly tips to keep you safe: 

  • Be cautious of text messages with unusual instructions, especially if they ask you to copy and paste links. 
  • Be on the lookout for messages that create a sense of urgency, pushing you to act fast. (This goes for a lot of cyber crime!) 
  • If you’re not expecting a package, it’s suspicious to get a delivery text. Simply delete it. 
  • Never tap on links in unexpected messages. It’s always safer to go directly to the official website in your web browser to investigate further. 

Remember, we’re all in this together! Stay smart and keep those cybercriminals at bay. 


Disclaimer: U matter to Me (to all of us) at UMe — and that’s why we do our best to deliver helpful information on our blog. Please note the following: (1) UMe Credit Union works hard to make certain that the information we post here is as accurate as humanly possible. But as you know, information can change and evolve quickly. While we try to update the blog on a regular basis, the content of some older posts may not be correct or up-to-date. (2) Some destinations on the World Wide Web that we link you to will exist on external websites. UMe Credit Union does not officially endorse any connected sites, nor do/did we compensate or get compensated by any entities to be featured in our posts (unless otherwise noted). (3) Everyone’s situation is unique and we advise you to consult with our personal bankers or your finance, tax, or legal professional for advice individualized to you!