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How Do You Get Into Your Dream Home? Walk Through Our Front Door!

The UMe Emu against an orange and gold background with the headline featured.

Or just give us a call. Either way, UMe is here for you with loads of rate options, mortgage programs and other creative solutions.

Sure, mortgage rates may be a little intimidating, but we’re here to tell you that there are plenty of ways to get you financed and make it all manageable. We just have to get to know your situation, then get a little creative. It’s what our Mortgage Team does best!

Here’s an example. You found a home you love, but it seems out of reach. Well, what if we skipped the traditional 30-year term and went with a 40-year to lower those monthly payments? Or how about getting your mortgage fixed for 5, 7 or 10 years to get you qualified with less hefty payments.

Here are some of the mortgage options we have available:

  • Start with a FREE pre-qualification appointment so we can get to know you. No strings attached.
  • Fixed Rate Mortgages. Relax a little with a principal and interest rate that stays right where you want it.
  • Adjustable-Rate Mortgages. You don’t need yoga to get flexible. With an ARM, you could qualify for a higher loan amount and lower interest rate.
  • Self-Employed Home Loans. If you’re being your own boss, we can help you get into your dream home office.
  • First Time Homebuyers Program. There’s a first time for everything, including seeing how we have options that require minimal down payments and loan fees.
  • Post Foreclosure, Short Sale & BK Mortgage Programs. The waiting is the hardest part, so let us help you get moving quicker.
  • Interest Only Mortgages. It’s right there in the name. Pay interest only during the initial stage of your loan.
  • VA Loans. We thank you for your service with our exceptional customer service and 100% financing for qualified individuals.

Ready for us to carry you over the threshold of your new happy home?

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Disclaimer: U matter to Me (all of us) at UMe — and that’s why we do our best to deliver helpful information on our blog. Please note the following: (1) UMe Credit Union works hard to make certain that the information we post here is as accurate as humanly possible. But as you know, information can change and evolve quickly. While we try to update the blog on a regular basis, the content of some older posts may not be correct or up-to-date. (2) Some destinations on the World Wide Web that we link you to will exist on external websites. UMe Credit Union does not officially endorse any connected sites, nor do/did we compensate or get compensated by any entities to be featured in our posts (unless otherwise noted). (3) Everyone’s situation is unique and we advise you to consult with our personal bankers or your finance, tax, or legal professional for advice individualized to you!