« Back to Blog

Knock knock. Who’s there? Low-rate mortgage options, that’s who!

Emu Bob Ross Painting Happy Little Loans on Blue Patterned Background

We’ve got fixed-rate, 40-year adjustable rate and self-employed home loans to make you smile.

Our low-rate mortgage options are no joke, even though they’ll have you laughing all the way to the bank (well, the credit union). That’s because we not only give you the lowest interest rate we can, we also give you the highest number of loan types in all of Burbank!

Let’s set the stage. You’re cruising Zillow to see which houses near you went a little too crazy over shiplap. All of the sudden, you see it. The home of your dreams is for sale and your heart skips a beat in a good way. Then you see the price and it skips a beat in a not so good way.

No worries! Because UMe has more mortgage options than you can shake a subway tile at. Let’s take a look at:

  • Fixed Rate Mortgages: It’s popular for a reason. Kick back and relax knowing your principal and interest rate won’t change.
  •  Adjustable-Rate Mortgages: Want more flexibility? You can qualify for a higher loan amount with a lower initial interest rate. Also available in a 40-year term!
  •  Self-Employed Home Loans (Bank Statement Lending Program): Being your own boss comes with perks like being able to qualify based on a 24-month average of deposits using your personal or business account.
  • First Time Homebuyers Program: We don’t just have one loan option that requires minimal down payments and loan fees. We have a bunch!
  • Post Foreclosure, Short Sale & BK Mortgage Programs: Waiting to buy a house is no fun. And now you don’t have to!

Best of all, you don’t have to deal with a huge, faceless mortgage company that’s just pushing you through the system. We’ll be with you every step of the way!

Let’s talk one-on-one about how we can help you get moving.

Schedule your free pre-qualification appointment today!



Disclaimer: U matter to Me (all of us) at UMe — and that’s why we do our best to deliver helpful information on our blog. Please note the following: (1) UMe Credit Union works hard to make certain that the information we post here is as accurate as humanly possible. But as you know, information can change and evolve quickly. While we try to update the blog on a regular basis, the content of some older posts may not be correct or up-to-date. (2) Some destinations on the World Wide Web that we link you to will exist on external websites. UMe Credit Union does not officially endorse any connected sites, nor do/did we compensate or get compensated by any entities to be featured in our posts (unless otherwise noted). (3) Everyone’s situation is unique and we advise you to consult with our personal bankers or your finance, tax, or legal professional for advice individualized to you!