Our Home Loans Are Move-In Ready!

Here at UMe, we have a saying: “There’s a key for every lock and a mortgage for every budget.” Ok, we just made that up, but it’s still very true! It’s home-buying season, so there are cute cottages, radiant ranches, and bungalow beauties everywhere you look. Once you find the home U love, UMe is here to carry your loan over the threshold, so you can settle in with peace of mind.

Check out the wide variety of loan types we offer:

• Fixed Rate Mortgages: We’ll get you ready and steady with a principal and interest rate that never, ever changes.
• Adjustable-Rate Mortgages: Free yourself up a little with an ARM that helps you qualify for a higher loan amount, lower initial interest rate and even a 40-year term.
• Self-Employed Home Loans (Bank Statement Lending Program): Qualify for this loan based on a 24-month average of deposits using your personal or business account.
• First Time Home-buyers Program: There’s a first time for everything! UMe is here to help first time buyers with options that require minimal down payments and loan fees.
• Post Foreclosure, Short Sale and BK Mortgage Programs: Time is money, so save both with these loan options.
• Interest Only Mortgages: Does paying interest only during the initial stage of your loan pique your interest? We have you covered.
• VA Loans: If you’re a Veteran, you’ve earned our appreciation and up to 100% financing for qualified individuals.

Don’t be overwhelmed with so many options, because our seasoned mortgage pros will help you find the one that fits you perfectly. Use our handy online payment calculator to crunch a few numbers, then set up a FREE pre-qualification appointment today!

Disclaimer: U matter to Me (all of us) at UMe — and that’s why we do our best to deliver helpful information on our blog. Please note the following: (1) UMe Credit Union works hard to make certain that the information we post here is as accurate as humanly possible. But as you know, information can change and evolve quickly. While we try to update the blog on a regular basis, the content of some older posts may not be correct or up-to-date. (2) Some destinations on the World Wide Web that we link you to will exist on external websites. UMe Credit Union does not officially endorse any connected sites, nor do/did we compensate or get compensated by any entities to be featured in our posts (unless otherwise noted). (3) Everyone’s situation is unique and we advise you to consult with our personal bankers or your finance, tax, or legal professional for advice individualized to you!