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Credit Card Interest Rates Explained

So you’re thinking about getting a credit card? Or, you’ve got a credit card but you’re looking at it just wondering how to use it to make it work for your financial goals! You’re definitely not alone. It’s complicated and no one wants to end up with bad credit, or buried under a mountain of debt! That’s why we put together this simple guide to help you crack the credit code and understand different types of credit cards and their interest rates.

UMe’s Guide to Financial Security: Covid Scams

Fraudsters are taking advantage of the current pandemic and attempting to get into peoples’ pockets — but we want to make sure U stay as safe and informed as possible!

How to Use a Credit Card to Build Credit

At some point, you’ll be looking into making a big life move — buying a car or a house, or maybe you’re looking for seed funding to go from side hustle to entrepreneurship! Maybe you don’t want to do those things right now, but you could definitely see yourself doing one or more of these things in a few (or more than a few) years. When the time comes, you’ll want to have more than cash in your bank account to make these major life decisions financially sound, and also work to your advantage!

Gift Yourself a Lower Auto Loan Rate

People of the great city of Burbank (and members living far beyond), this holiday season, UMe is giving you the gift of saving with an auto loan refinance!

How are Credit and Debit Cards Different?

Debit vs. credit — what’s the difference? It seems like a simple question, but it’s not an unusual one. They look the same, they’re both a way of making electronic payments. But how do they work and what really makes them different from each other? Okay, we’ll break it down for you. U have definitely come to the right place.

Give your home some lovin’

Some things get better with age, but your house only does if you show it a little TLC.

FREE Webinar: Learn About California's Retirement Plan Requirement for Small Businesses

Did U know? California has implemented a state retirement mandate that requires businesses that employ five or more employees to offer a qualified retirement plan or register with the state option (CalSavers).

Avoid Scams: Fraudulent Emails

In this article, we will be covering email scams.

5 Tips for Paying off Credit Card Debt

To have a credit score, you actually need to have credit. Let’s face it, no one wants to lend tens to hundreds of thousands of dollars to someone to buy a car or build a house if they aren’t confident that they’re going to get paid back.

Are Credit Cards Good for College Students?

Credit cards for college students: Good idea? Bad idea? Let’s discuss. There is no one-size-fits-all answer, it depends on your personal circumstances. Let’s take a look at the pros and cons of student credit card options and hopefully when we’re done, you’ll feel more confident making decisions about credit cards and be one step closer to your financial goals.
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