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Safety & security

Rest assured, your finances are safe with us. We store your money in an impenetrable castle guarded by fire-breathing dragons.

…Okay not really. But we do make every effort to ensure that your credit union accounts stay secure:

  • We deal only with stable and secure products and services. We have not, nor do we intend to enter any type of speculative market.
  • We’re extremely well capitalized—at about 9% of total assets—which is more than most banks. By National Credit Union Association (NCUA) standards, a credit union is considered well capitalized at 7%.
  • Deposits are insured by the National Credit Union Share Insurance Fund (NCUSIF), which is managed by the NCUA, an independent agency of the United States government. Deposits are insured up to the standard maximum share insurance amount, currently $250,000 (with an additional $250,000 for IRAs).

In other words, security isn’t something we take lightly. When you bank with UMe, your money is well-protected.

Learn more on how to maximize your protection.

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