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The Envelope Full of Amazing Home Loan Options Please…

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Barbenheimer wasn’t the only dynamic duo that had Burbank buzzing lately. That’s because UMe and our members also make an amazing mash-up when it comes to home loans!

The stars are certainly aligning. Rates are dropping, which means that more investors and Burbankers are scooping up properties. But it also means that you can partner with UMe to get the right loan for you that helps you take advantage of the market.

It all starts with our cast of A-list mortgage options. That includes:

  • Fixed Rate Mortgages: Lock in a principal and interest rate that never, ever, ever changes. (Ever.)
  • Adjustable-Rate Mortgages: Stay flexible with an ARM that helps you qualify for a higher loan amount, lower initial interest rate and even a 40-year term.
  • Self-Employed Home Loans (Bank Statement Lending Program): You can’t have a new home office without a new home, so try a loan based on a 24-month average of deposits using your personal or business account.
  • First Time Homebuyers Program: U can do it! We have a loan for first-time buyers that requires minimal down payments and loan fees. It’s your first step to trading up down the line.
  • Post Foreclosure, Short Sale, and BK Mortgage Programs: With these loan options, you don’t have to wait to appreciate your home.
  • Interest-Only Mortgages: Pay interest only in the initial stage of your loan. You’ll thank yourself later.
  • VA Loans: Thank you for your service as a veteran and you’re welcome to up to 100% financing for qualified individuals.

And we’re with you every step of the way, from offering up a handy payment calculator to signing the final documents. We’ll even suggest celebrating your closing with a trip to In-N-Out Burger, Paul Giamatti-style. Set up a FREE pre-qualification appointment with a mortgage professional today!

Disclaimer: U matter to Me (all of us) at UMe — and that’s why we do our best to deliver helpful information on our blog. Please note the following: (1) UMe Credit Union works hard to make certain that the information we post here is as accurate as humanly possible. But as you know, information can change and evolve quickly. While we try to update the blog on a regular basis, the content of some older posts may not be correct or up-to-date. (2) Some destinations on the World Wide Web that we link you to will exist on external websites. UMe Credit Union does not officially endorse any connected sites, nor do/did we compensate or get compensated by any entities to be featured in our posts (unless otherwise noted). (3) Everyone’s situation is unique and we advise you to consult with our personal bankers or your finance, tax, or legal professional for advice individualized to you!